Natural hazards · Mount Vernon

Mount Vernon, GA natural hazards

Most of the natural-hazard damage FEMA expects in Mount Vernon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Vernon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Vernon to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes16%Hurricanes16%Heat waves7%Drought6%Everything else15%

By hazard

What Mount Vernon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

16% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 23 years in the area

Hurricanes

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Heat waves

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 8 times a year in the area

Drought

6% of expected damage

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Vernon flood?

Every paid claim on a federal flood insurance policy in Mount Vernon, from FEMA’s records.

1paid claims since 1980

$303paid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Vernon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Mount Vernon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mount Vernon itself: aid to households, or repair grants to the City of Mount Vernon.

Brought FEMA money into Mount VernonDeclared for Montgomery County only

2024

Hurricane Helene

915 households applied for aid $1.5M aid approved $358K to the City of Mount Vernon for repairs

Montgomery County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Vernon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Vernon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Vernon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.