Natural hazards · Mount Airy

Mount Airy, GA natural hazards

Most of the natural-hazard damage FEMA expects in Mount Airy comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Airy?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Airy to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves22%Tornadoes16%Lightning6%Everything else14%

By hazard

What Mount Airy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 65 years in the area

Lightning

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Airy flood?

FEMA's records show no paid flood insurance claims in Mount Airy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Airy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Habersham County.

Disasters that hit Mount Airy

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Airy itself: aid to households, or repair grants to the Town of Mount Airy.

Brought FEMA money into Mount AiryDeclared for Habersham County only

2017

Hurricane Irma

$10K to the Town of Mount Airy for repairs

2004

Hurricane Ivan

$2K to the Town of Mount Airy for repairs

Habersham County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Airy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Airy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Airy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.