Natural hazards · Moultrie

Moultrie, GA natural hazards

Most of the natural-hazard damage FEMA expects in Moultrie comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 31 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moultrie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moultrie to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes26%Hurricanes21%Cold waves7%Everything else14%

By hazard

What Moultrie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

26% of expected damage

Above average · higher than 73% of U.S. places

Hurricanes

21% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moultrie flood?

Every paid claim on a federal flood insurance policy in Moultrie, from FEMA’s records.

31paid claims since 1981

$848Kpaid to owners

4homes flooded more than once

19812026

Biggest named events

Hurricane Dennis: 10 claims, $166K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moultrie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Colquitt County.

Disasters that hit Moultrie

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moultrie itself: aid to households, or repair grants to the City of Moultrie.

Brought FEMA money into MoultrieDeclared for Colquitt County only

2024

Hurricane Helene

2,136 households applied for aid $1.6M aid approved $270K to the City of Moultrie for repairs

2023

Hurricane Idalia

2 households applied for aid $13K aid approved $126K to the City of Moultrie for repairs

2018

Hurricane Michael

$433K to the City of Moultrie for repairs

2017

Hurricane Irma

$323K to the City of Moultrie for repairs

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$41K to the City of Moultrie for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

51 households applied for aid $45K aid approved $392K to the City of Moultrie for repairs

2004

Tropical Storm Frances

$114K to the City of Moultrie for repairs

Colquitt County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moultrie covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Moultrie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moultrie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moultrie total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.