Natural hazards · Morven

Morven, GA natural hazards

Most of the natural-hazard damage FEMA expects in Morven comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2020. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morven?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morven to be higher than in 43% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding26%Tornadoes12%Lightning11%Cold waves10%Everything else8%

By hazard

What Morven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

26% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 14 years in the area

Lightning

11% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morven flood?

Every paid claim on a federal flood insurance policy in Morven, from FEMA’s records.

3paid claims since 2020

$228Kpaid to owners

0homes flooded more than once

20202026

Biggest named events

Hurricane Idalia: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brooks County.

Disasters that hit Morven

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morven itself: aid to households, or repair grants to the City of Morven.

Brought FEMA money into MorvenDeclared for Brooks County only

2024

Hurricane Helene

229 households applied for aid $230K aid approved $121K to the City of Morven for repairs

2023

Hurricane Idalia

31 households applied for aid $58K aid approved $41K to the City of Morven for repairs

2017

Hurricane Irma

$18K to the City of Morven for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

3 households applied for aid

Brooks County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Morven’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Morven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morven total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.