Natural hazards · Morrow

Morrow, GA natural hazards

Most of the natural-hazard damage FEMA expects in Morrow comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morrow?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morrow to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes21%Cold waves11%Everything else18%

By hazard

What Morrow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 85% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morrow flood?

Every paid claim on a federal flood insurance policy in Morrow, from FEMA’s records.

9paid claims since 2002

$91Kpaid to owners

2homes flooded more than once

20022026

Biggest named events

Hurricane Dennis: 2 claims, $19K
Early winter storms: 1 claim, $12K
Hurricane Helene: 1 claim, $36K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Morrow is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Clayton County.

Disasters that hit Morrow

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Morrow itself: aid to households, or repair grants to the City of Morrow.

Brought FEMA money into MorrowDeclared for Clayton County only

2004

Hurricane Ivan

10 households applied for aid $20K aid approved

Clayton County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Morrow

Morrow and the towns around it

Very lowLowModerateHighVery high

Morrowmostly inland floodingLow

Forest Parkmostly inland floodingLow

Lake Citymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morrow covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Morrow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Morrow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morrow total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.