Natural hazards · Metter

Metter, GA natural hazards

Most of the natural-hazard damage FEMA expects in Metter comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Metter?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Metter to be higher than in 55% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes32%Inland flooding31%Tornadoes11%Earthquakes6%Heat waves5%Everything else15%

By hazard

What Metter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

31% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

11% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 23 years in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Heat waves

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 8 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Metter flood?

Every paid claim on a federal flood insurance policy in Metter, from FEMA’s records.

1paid claims since 2013

$4Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Metter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Candler County.

Disasters that hit Metter

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Metter itself: aid to households, or repair grants to the City of Metter.

Brought FEMA money into MetterDeclared for Candler County only

2024

Hurricane Helene

2,616 households applied for aid $3.2M aid approved $438K to the City of Metter for repairs

2023

Hurricane Idalia

$10K to the City of Metter for repairs

2017

Hurricane Irma

$93K to the City of Metter for repairs

2016

Hurricane Matthew

$75K to the City of Metter for repairs

2014

Severe Winter Storm

$8K to the City of Metter for repairs

2004

Tropical Storm Frances

$13K to the City of Metter for repairs

Candler County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Metter is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Metter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Metter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.