Natural hazards · Menlo

Menlo, GA natural hazards

Most of the natural-hazard damage FEMA expects in Menlo comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Menlo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Menlo to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes31%Cold waves12%Everything else17%

By hazard

What Menlo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Cold waves

12% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Menlo flood?

FEMA's records show no paid flood insurance claims in Menlo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Menlo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chattooga County.

Disasters that hit Menlo

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Menlo itself: aid to households, or repair grants to the City of Menlo.

Brought FEMA money into MenloDeclared for Chattooga County only

2009

Severe Storms and Flooding

4 households applied for aid

2000

Severe Winter Storm

$4K to the City of Menlo for repairs

Chattooga County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Menlo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Menlo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Menlo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.