Natural hazards · Martinez

Martinez, GA natural hazards

Most of the natural-hazard damage FEMA expects in Martinez comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 66 claims here since 1990. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martinez?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martinez to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes16%Hurricanes8%Earthquakes7%Everything else13%

By hazard

What Martinez faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Above average · higher than 55% of U.S. places

Hurricanes

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martinez flood?

Every paid claim on a federal flood insurance policy in Martinez, from FEMA’s records.

66paid claims since 1990

$1.2Mpaid to owners

0homes flooded more than once

19902026

Biggest named events

Hurricane Helene: 15 claims, $678K
Hurricane Milton: 1 claim, $5K
Hurricane Michael: 1 claim, $7K

of all homes
are insured

No community discount. Martinez isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Martinez

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Martinez itself: aid to households, or repair grants to Martinez.

Brought FEMA money into MartinezDeclared for Columbia County only

2024

Hurricane Helene

4,803 households applied for aid $4.0M aid approved

Columbia County has had 9 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Martinez

Martinez and the towns around it

Very lowLowModerateHighVery high

Evansmostly inland floodingModerate

Martinezmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martinez covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Martinez’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Martinez. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Martinez total about $13.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.