Natural hazards · Martin

Martin, GA natural hazards

Most of the natural-hazard damage FEMA expects in Martin comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martin to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes14%Earthquakes9%Cold waves8%Hail7%Everything else14%

By hazard

What Martin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 65 years in the area

Earthquakes

9% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 5 years in the area

Hail

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martin flood?

FEMA's records show no paid flood insurance claims in Martin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stephens County.

Disasters that hit Martin

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Martin itself: aid to households, or repair grants to the Town of Martin.

Brought FEMA money into MartinDeclared for Stephens County only

2024

Hurricane Helene

31 households applied for aid $108K aid approved

2009

Severe Storms and Flooding

3 households applied for aid $518 aid approved

2004

Hurricane Ivan

16 households applied for aid $7K aid approved

Stephens County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Martin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Martin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.