Natural hazards · Lyons

Lyons, GA natural hazards

Most of the natural-hazard damage FEMA expects in Lyons comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lyons?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lyons to be higher than in 43% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes31%Inland flooding30%Tornadoes11%Drought11%Everything else17%

By hazard

What Lyons faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

30% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 34 years in the area

Drought

11% of expected damage

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lyons flood?

Every paid claim on a federal flood insurance policy in Lyons, from FEMA’s records.

1paid claims since 1979

$1Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lyons isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Toombs County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Lyons

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lyons itself: aid to households, or repair grants to the City of Lyons.

Brought FEMA money into LyonsDeclared for Toombs County only

2024

Hurricane Helene

3,478 households applied for aid $4.7M aid approved $1.5M to the City of Lyons for repairs

2017

Hurricane Irma

$14K to the City of Lyons for repairs

2004

Tropical Storm Frances

$5K to the City of Lyons for repairs

Toombs County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lyons is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lyons’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lyons. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.