Natural hazards · Lyerly

Lyerly, GA natural hazards

Most of the natural-hazard damage FEMA expects in Lyerly comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lyerly?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lyerly to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes23%Cold waves9%Drought6%Everything else8%

By hazard

What Lyerly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Cold waves

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Drought

6% of expected damage

Recorded about 35 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lyerly flood?

FEMA's records show no paid flood insurance claims in Lyerly.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lyerly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chattooga County.

Disasters that hit Lyerly

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lyerly itself: aid to households, or repair grants to the Town of Lyerly.

Brought FEMA money into LyerlyDeclared for Chattooga County only

2009

Severe Storms and Flooding

6 households applied for aid $22K aid approved

2000

Severe Winter Storm

$8K to the Town of Lyerly for repairs

Chattooga County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lyerly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lyerly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lyerly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.