Natural hazards · Lumpkin

Lumpkin, GA natural hazards

Most of the natural-hazard damage FEMA expects in Lumpkin comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lumpkin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lumpkin to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes31%Lightning9%Hurricanes6%Drought6%Everything else12%

By hazard

What Lumpkin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

31% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 4 years in the area

Lightning

9% of expected damage

Well above average · higher than 90% of U.S. places

Hurricanes

6% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Drought

6% of expected damage

Recorded about 60 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lumpkin flood?

FEMA's records show no paid flood insurance claims in Lumpkin.

Disasters that hit Lumpkin

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lumpkin itself: aid to households, or repair grants to the City of Lumpkin.

Brought FEMA money into LumpkinDeclared for Stewart County only

2018

Hurricane Michael

1 household applied for aid $81K to the City of Lumpkin for repairs

2017

Hurricane Irma

$8K to the City of Lumpkin for repairs

Stewart County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lumpkin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lumpkin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lumpkin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.