Natural hazards · Locust Grove

Locust Grove, GA natural hazards

Most of the natural-hazard damage FEMA expects in Locust Grove comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Locust Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Locust Grove to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes16%Cold waves8%Everything else15%

By hazard

What Locust Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

16% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Locust Grove flood?

FEMA's records show no paid flood insurance claims in Locust Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Locust Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Locust Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Locust Grove itself: aid to households, or repair grants to the City of Locust Grove.

Brought FEMA money into Locust GroveDeclared for Henry County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

642 households applied for aid $667K aid approved $151K to the City of Locust Grove for repairs

2000

Severe Winter Storm

$6K to the City of Locust Grove for repairs

Henry County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Locust Grove covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Locust Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Locust Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Locust Grove total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.