Natural hazards · Lindale

Lindale, GA natural hazards

Most of the natural-hazard damage FEMA expects in Lindale comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lindale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lindale to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes29%Cold waves11%Earthquakes7%Strong wind6%Everything else7%

By hazard

What Lindale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

29% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

11% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lindale flood?

Every paid claim on a federal flood insurance policy in Lindale, from FEMA’s records.

3paid claims since 1979

$28Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Early winter storms: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lindale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Floyd County.

Disasters that hit Lindale

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lindale itself: aid to households, or repair grants to Lindale.

Brought FEMA money into LindaleDeclared for Floyd County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

45 households applied for aid $55K aid approved

2008

Severe Storms and Tornadoes

1 household applied for aid

Floyd County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lindale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lindale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lindale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lindale total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.