Natural hazards · Lincolnton

Lincolnton, GA natural hazards

Most of the natural-hazard damage FEMA expects in Lincolnton comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lincolnton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincolnton to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes18%Earthquakes8%Everything else22%

By hazard

What Lincolnton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

18% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 13 years in the area

Earthquakes

8% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lincolnton flood?

FEMA's records show no paid flood insurance claims in Lincolnton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lincolnton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Lincolnton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lincolnton itself: aid to households, or repair grants to the City of Lincolnton.

Brought FEMA money into LincolntonDeclared for Lincoln County only

2024

Hurricane Helene

2,201 households applied for aid $2.1M aid approved

Lincoln County has had 9 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincolnton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lincolnton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lincolnton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.