Natural hazards · Knoxville

Knoxville, GA natural hazards

Most of the natural-hazard damage FEMA expects in Knoxville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Knoxville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Knoxville to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes12%Heat waves7%Drought7%Hurricanes6%Strong wind5%Everything else13%

By hazard

What Knoxville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 10 years in the area

Heat waves

7% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Drought

7% of expected damage

Recorded about 50 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 16 years in the area

Strong wind

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Knoxville flood?

FEMA's records show no paid flood insurance claims in Knoxville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Knoxville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Knoxville

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Knoxville itself in FEMA’s records.

Brought FEMA money into KnoxvilleDeclared for Crawford County only

Crawford County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Knoxville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Knoxville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Knoxville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.