Natural hazards · Ideal

Ideal, GA natural hazards

Most of the natural-hazard damage FEMA expects in Ideal comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2012. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ideal?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ideal to be higher than in 63% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought25%Hurricanes18%Hail5%Everything else15%

By hazard

What Ideal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 4 years in the area

Drought

25% of expected damage

Recorded about 52 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Hail

5% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ideal flood?

Every paid claim on a federal flood insurance policy in Ideal, from FEMA’s records.

1paid claims since 2012

$2Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ideal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Ideal

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ideal itself: aid to households, or repair grants to the City of Ideal.

Brought FEMA money into IdealDeclared for Macon County only

2004

Tropical Storm Frances

$5K to the City of Ideal for repairs

Macon County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ideal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ideal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ideal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.