Natural hazards · Homerville

Homerville, GA natural hazards

Most of the natural-hazard damage FEMA expects in Homerville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2016. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homerville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homerville to be higher than in 77% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes37%Tornadoes7%Everything else12%

By hazard

What Homerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 7 years in the area

Hurricanes

37% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 7 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homerville flood?

Every paid claim on a federal flood insurance policy in Homerville, from FEMA’s records.

1paid claims since 2016

$1Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Homerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinch County.

Disasters that hit Homerville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Homerville itself: aid to households, or repair grants to the City of Homerville.

Brought FEMA money into HomervilleDeclared for Clinch County only

2024

Hurricane Helene

1,803 households applied for aid $3.9M aid approved $1.8M to the City of Homerville for repairs

2023

Hurricane Idalia

$10K to the City of Homerville for repairs

2017

Hurricane Irma

$116K to the City of Homerville for repairs

2004

Tropical Storm Frances

$750 to the City of Homerville for repairs

Clinch County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Homerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Homerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.