Natural hazards · Hoboken

Hoboken, GA natural hazards

Most of the natural-hazard damage FEMA expects in Hoboken comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1994. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hoboken?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hoboken to be higher than in 71% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding25%Tornadoes9%Cold waves7%Everything else15%

By hazard

What Hoboken faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

25% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 16 years in the area

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hoboken flood?

Every paid claim on a federal flood insurance policy in Hoboken, from FEMA’s records.

1paid claims since 1994

$885paid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hoboken isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brantley County.

Disasters that hit Hoboken

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hoboken itself: aid to households, or repair grants to the City of Hoboken.

Brought FEMA money into HobokenDeclared for Brantley County only

2024

Hurricane Helene

366 households applied for aid $227K aid approved

2017

Hurricane Irma

$5K to the City of Hoboken for repairs

2016

Hurricane Matthew

$3K to the City of Hoboken for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

1 household applied for aid $4K aid approved

Brantley County has had 17 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hoboken is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hoboken’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hoboken. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.