Natural hazards · Hephzibah

Hephzibah, GA natural hazards

Most of the natural-hazard damage FEMA expects in Hephzibah comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hephzibah?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hephzibah to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Hurricanes10%Strong wind7%Heat waves6%Everything else17%

By hazard

What Hephzibah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 42 years in the area

Hurricanes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 9 years in the area

Strong wind

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hephzibah flood?

FEMA's records show no paid flood insurance claims in Hephzibah.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hephzibah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richmond County.

Disasters that hit Hephzibah

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hephzibah itself: aid to households, or repair grants to the City of Hephzibah.

Brought FEMA money into HephzibahDeclared for Richmond County only

2024

Hurricane Helene

12,728 households applied for aid $15.0M aid approved $3.2M to the City of Hephzibah for repairs

2014

Severe Winter Storm

$134K to the City of Hephzibah for repairs

Richmond County has had 10 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hephzibah

Hephzibah and the towns around it

Very lowLowModerateHighVery high

Hephzibahmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hephzibah covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hephzibah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hephzibah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hephzibah total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.