Natural hazards · Gumlog

Gumlog, GA natural hazards

Most of the natural-hazard damage FEMA expects in Gumlog comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gumlog?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gumlog to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Cold waves8%Everything else17%

By hazard

What Gumlog faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 65% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gumlog flood?

FEMA's records show no paid flood insurance claims in Gumlog.

of all homes
are insured

No community discount. Gumlog isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Gumlog

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Gumlog itself in FEMA’s records.

Brought FEMA money into GumlogDeclared for Franklin County only

Franklin County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Gumlog

Gumlog and the towns around it

Very lowLowModerateHighVery high

Gumlogmostly inland floodingHigh

Chickasaw Pointmostly inland floodingModerate

Lavoniamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gumlog covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gumlog’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gumlog. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gumlog total about $852K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.