Natural hazards · Griffin

Griffin, GA natural hazards

Most of the natural-hazard damage FEMA expects in Griffin comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Griffin?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Griffin to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes17%Earthquakes8%Strong wind7%Everything else14%
By hazard

What Griffin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Well below average · higher than 14% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

17% of expected damage
Above average · higher than 73% of U.S. places

Earthquakes

8% of expected damage
Above average · higher than 59% of U.S. places

Strong wind

7% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Griffin flood?

Every paid claim on a federal flood insurance policy in Griffin, from FEMA’s records.

5paid claims since 1997
$34Kpaid to owners
0homes flooded more than once
19972026

Biggest named events

  • Early winter storms: 1 claim, $9K
of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Griffin is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Spalding County.
Disasters that hit Griffin

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Griffin itself: aid to households, or repair grants to the City of Griffin.

Brought FEMA money into GriffinDeclared for Spalding County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

4,188 households applied for aid $3.5M aid approved $8.9M to the City of Griffin for repairs
2017

Hurricane Irma

$496K to the City of Griffin for repairs
2014

Severe Winter Storm

$210K to the City of Griffin for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

284 households applied for aid $592K aid approved
2004

Tropical Storm Frances

$201K to the City of Griffin for repairs
2000

Severe Winter Storm

$339K to the City of Griffin for repairs
Spalding County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Griffin covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Griffin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Griffin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Griffin total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01