Natural hazards · Gray

Gray, GA natural hazards

Most of the natural-hazard damage FEMA expects in Gray comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gray?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gray to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes16%Heat waves12%Earthquakes6%Strong wind5%Everything else14%

By hazard

What Gray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Above average · higher than 72% of U.S. places

Heat waves

12% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gray flood?

FEMA's records show no paid flood insurance claims in Gray.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jones County.

Disasters that hit Gray

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gray itself: aid to households, or repair grants to the City of Gray.

Brought FEMA money into GrayDeclared for Jones County only

2017

Hurricane Irma

$21K to the City of Gray for repairs

2014

Severe Winter Storm

$25K to the City of Gray for repairs

2004

Tropical Storm Frances

$3K to the City of Gray for repairs

2000

Severe Winter Storm

$842 to the City of Gray for repairs

Jones County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gray is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.