Natural hazards · Graham

Graham, GA natural hazards

Most of the natural-hazard damage FEMA expects in Graham comes from hurricanes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Graham?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Graham to be higher than in 78% of U.S. communities, mostly from hurricanes.

Hurricanes52%Inland flooding14%Cold waves10%Drought10%Tornadoes7%Everything else8%

By hazard

What Graham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

52% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

14% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 2 years in the area

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Drought

10% of expected damage

Recorded about 24 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Graham flood?

FEMA's records show no paid flood insurance claims in Graham.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Graham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Appling County.

Disasters that hit Graham

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Graham itself: aid to households, or repair grants to the City of Graham.

Brought FEMA money into GrahamDeclared for Appling County only

2024

Hurricane Helene

1 household applied for aid

Appling County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Graham is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Graham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Graham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.