Fort Gaines, GA housing market
The typical Fort Gaines home is worth about $130,000, up 5.4% in a year, 61% below the Georgia typical home.
Home values, sales, trends and how Fort Gaines compares with the towns next door — updated as new data is published.
Fort Gaines at a glance
Typical home value, 2022–2026
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| January | Fort Gaines | Georgia |
|---|---|---|
| 2023 | $134,000 | $323,000 |
| 2024 | $142,000 | $334,000 |
| 2025 | $131,000 | $339,000 |
| 2026 | $125,000 | $332,000 |
| August 2026 | $130,000 | $331,000 |
No new homes permitted in 2025
No permits for new homes were issued in Fort Gaines in 2025. The last year with any was 2007 (2 new homes).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Fort Gaines's population fell by 112 and no new homes were permitted. Across Georgia: 2.6 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
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| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 2 | 2 | 0 | $76,000 |
| 2006 | 2 | 2 | 0 | $120,000 |
| 2005 | 1 | 1 | 0 | $35,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 1 | 1 | 0 | $60,000 |
| 2002 | 2 | 2 | 0 | $136,000 |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
3.4 years of income
The typical Fort Gaines home costs about 3.4 years of the town's median household income, less than across Georgia (4.3 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $970
HUD's Fair Market Rent for a two-bedroom in Fort Gaines is $970 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Fort Gaines pay a median of $525, so moving in tends to cost more than staying put. A two-bedroom takes about 31% of the town's median household income, above the 30% guideline for affordable housing.
Studio $760 · 4 bedrooms $1,360
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (39851; Clay County, GA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Fort Gaines
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.