Natural hazards · Fairplay

Fairplay, GA natural hazards

Most of the natural-hazard damage FEMA expects in Fairplay comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairplay?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairplay to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes27%Cold waves9%Everything else15%

By hazard

What Fairplay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 76 years in the area

Cold waves

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairplay flood?

FEMA's records show no paid flood insurance claims in Fairplay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairplay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Fairplay

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Fairplay itself in FEMA’s records.

Brought FEMA money into FairplayDeclared for Douglas County only

Douglas County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairplay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairplay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fairplay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.