Natural hazards · Ephesus

Ephesus, GA natural hazards

Most of the natural-hazard damage FEMA expects in Ephesus comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ephesus?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ephesus to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes24%Cold waves7%Drought7%Everything else19%

By hazard

What Ephesus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 14 years in the area

Cold waves

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Drought

7% of expected damage

Recorded about 45 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ephesus flood?

FEMA's records show no paid flood insurance claims in Ephesus.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ephesus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Heard County.

Disasters that hit Ephesus

Federal disasters declared here

None of the disasters declared for Heard County shows FEMA aid or repair money reaching Ephesus itself in FEMA’s records.

Brought FEMA money into EphesusDeclared for Heard County only

Heard County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ephesus is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ephesus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ephesus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.