Natural hazards · Dublin

Dublin, GA natural hazards

Most of the natural-hazard damage FEMA expects in Dublin comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1995. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dublin?

21
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dublin to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding54%Heat waves11%Tornadoes8%Hurricanes8%Earthquakes8%Everything else11%
By hazard

What Dublin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once every 2 years in the area

Heat waves

11% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 52% of U.S. places

Hurricanes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 11 years in the area

Earthquakes

8% of expected damage
Above average · higher than 66% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dublin flood?

Every paid claim on a federal flood insurance policy in Dublin, from FEMA’s records.

17paid claims since 1995
$609Kpaid to owners
5homes flooded more than once
19952026

Biggest named events

  • Early winter storms: 1 claim, $68K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dublin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Laurens County.
Disasters that hit Dublin

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dublin itself: aid to households, or repair grants to the City of Dublin.

Brought FEMA money into DublinDeclared for Laurens County only
2024

Hurricane Helene

5,083 households applied for aid $3.8M aid approved $996K to the City of Dublin for repairs
2018

Hurricane Michael

255 households applied for aid $65K aid approved $321K to the City of Dublin for repairs
2017

Hurricane Irma

$316K to the City of Dublin for repairs
2008

Severe Storms and Tornadoes

55 households applied for aid $22K aid approved
2004

Tropical Storm Frances

$147K to the City of Dublin for repairs
Laurens County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dublin covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Dublin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dublin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dublin total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01