Natural hazards · Douglas

Douglas, GA natural hazards

Most of the natural-hazard damage FEMA expects in Douglas comes from hurricanes, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Douglas?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Douglas to be higher than in 18% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes37%Inland flooding34%Tornadoes14%Earthquakes8%Everything else8%

By hazard

What Douglas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

37% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

34% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Above average · higher than 57% of U.S. places

Earthquakes

8% of expected damage

Above average · higher than 63% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Douglas flood?

Every paid claim on a federal flood insurance policy in Douglas, from FEMA’s records.

10paid claims since 1998

$101Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Tropical Storm Ivan: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Douglas is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Coffee County.

Disasters that hit Douglas

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Douglas itself: aid to households, or repair grants to the City of Douglas.

Brought FEMA money into DouglasDeclared for Coffee County only

2024

Hurricane Helene

9,663 households applied for aid $16.4M aid approved $6.1M to the City of Douglas for repairs

2023

Hurricane Idalia

$59K to the City of Douglas for repairs

2017

Hurricane Irma

468 households applied for aid $121K aid approved $239K to the City of Douglas for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

179 households applied for aid $198K aid approved $44K to the City of Douglas for repairs

2004

Tropical Storm Frances

$65K to the City of Douglas for repairs

Coffee County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Douglas is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Douglas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Douglas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.