Dewy Rose is calmer than 83% of U.S. communities
Most of the natural-hazard damage FEMA expects in Dewy Rose comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Dewy Rose’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Dewy Rose?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 17% of U.S. communities, mostly from inland flooding.
Calmer than 590 of the 674 Georgia towns we cover.
Dewy Rose is smaller than a census tract, so it shares the figures of the tract around its center.
Does Dewy Rose flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Dewy Rose. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Dewy Rose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Elbert County.What Dewy Rose faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Heat waves
Tornadoes
Earthquakes
Cold waves
Hurricanes
1 federal disaster brought FEMA money to Dewy Rose
Disasters that paid out in Dewy Rose itself (aid to households or repair grants to Dewy Rose) and its biggest flood years.
- 2024Hurricane Helene45 households applied for aid$10K aid approved
Elbert County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.
Old photos of Dewy Rose after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dewy Rose archive →Get ready for what Dewy Rose actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in July–September
The month each of Elbert County’s 12 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Dewy Rose’s own flood-insurance community; household aid to the registrant’s city; repair grants to Dewy Rose.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Dewy Rose.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.