Natural hazards · Darien

Darien, GA natural hazards

Most of the natural-hazard damage FEMA expects in Darien comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2017. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Darien?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darien to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes75%Inland flooding8%Coastal flooding8%Everything else8%

By hazard

What Darien faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

75% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once every 6 years in the area

Coastal flooding

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Darien flood?

Every paid claim on a federal flood insurance policy in Darien, from FEMA’s records.

2paid claims since 2017

$82Kpaid to owners

0homes flooded more than once

20172026

Biggest named events

Hurricane Irma: 1 claim, $80K
Hurricane Idalia: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Darien isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McIntosh County.

Disasters that hit Darien

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Darien itself: aid to households, or repair grants to the City of Darien.

Brought FEMA money into DarienDeclared for McIntosh County only

2024

Hurricane Helene

519 households applied for aid $707K aid approved $210K to the City of Darien for repairs

2017

Hurricane Irma

682 households applied for aid $245K aid approved $95K to the City of Darien for repairs

2016

Hurricane Matthew

233 households applied for aid $117K aid approved $80K to the City of Darien for repairs

2008

Severe Storms and Tornadoes

63 households applied for aid $67K aid approved $48K to the City of Darien for repairs

McIntosh County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darien is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Darien’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Darien. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.