Natural hazards · Dahlonega

Dahlonega, GA natural hazards

Most of the natural-hazard damage FEMA expects in Dahlonega comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dahlonega?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dahlonega to be higher than in 32% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding37%Lightning23%Tornadoes15%Cold waves11%Earthquakes8%Everything else6%
By hazard

What Dahlonega faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once every 2 years in the area

Lightning

23% of expected damage
Well above average · higher than 97% of U.S. places

Tornadoes

15% of expected damage
Above average · higher than 73% of U.S. places

Cold waves

11% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

8% of expected damage
Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dahlonega flood?

Every paid claim on a federal flood insurance policy in Dahlonega, from FEMA’s records.

7paid claims since 1996
$152Kpaid to owners
1homes flooded more than once
19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dahlonega isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lumpkin County.
Disasters that hit Dahlonega

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dahlonega itself: aid to households, or repair grants to the City of Dahlonega.

Brought FEMA money into DahlonegaDeclared for Lumpkin County only
2020

Tropical Storm Zeta

$43K to the City of Dahlonega for repairs
2017

Hurricane Irma

$66K to the City of Dahlonega for repairs
2015

Severe Winter Storm

$83K to the City of Dahlonega for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

2 households applied for aid $57 aid approved
2004

Hurricane Ivan

$8K to the City of Dahlonega for repairs
2000

Severe Winter Storm

$6K to the City of Dahlonega for repairs
Lumpkin County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dahlonega covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Dahlonega’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dahlonega. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dahlonega total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01