Natural hazards · Cuthbert

Cuthbert, GA natural hazards

Most of the natural-hazard damage FEMA expects in Cuthbert comes from tornadoes, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cuthbert?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuthbert to be higher than in 30% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes25%Inland flooding21%Hurricanes20%Drought12%Cold waves8%Strong wind8%Everything else8%

By hazard

What Cuthbert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

25% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 7 years in the area

Hurricanes

20% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Drought

12% of expected damage

Recorded about 44 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cuthbert flood?

FEMA's records show no paid flood insurance claims in Cuthbert.

of all homes
are insured

No community discount. Cuthbert isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Cuthbert

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cuthbert itself: aid to households, or repair grants to the City of Cuthbert.

Brought FEMA money into CuthbertDeclared for Randolph County only

2018

Hurricane Michael

545 households applied for aid $293K aid approved $21K to the City of Cuthbert for repairs

2017

Hurricane Irma

$39K to the City of Cuthbert for repairs

Randolph County has had 8 natural disasters declared since 1953, most often hurricanes and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuthbert is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cuthbert’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cuthbert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.