Natural hazards · Culloden

Culloden, GA natural hazards

Most of the natural-hazard damage FEMA expects in Culloden comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Culloden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Culloden to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding46%Tornadoes13%Drought10%Heat waves7%Hurricanes7%Strong wind6%Everything else12%

By hazard

What Culloden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 10 years in the area

Drought

10% of expected damage

Recorded about 58 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 15 years in the area

Strong wind

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Culloden flood?

FEMA's records show no paid flood insurance claims in Culloden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Culloden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Culloden

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Culloden itself in FEMA’s records.

Brought FEMA money into CullodenDeclared for Monroe County only

Monroe County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Culloden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Culloden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Culloden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.