Natural hazards · Comer

Comer, GA natural hazards

Most of the natural-hazard damage FEMA expects in Comer comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Comer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Comer to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes17%Cold waves10%Hurricanes6%Earthquakes5%Everything else20%

By hazard

What Comer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

17% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 24 years in the area

Cold waves

10% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 19 years in the area

Earthquakes

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Comer flood?

FEMA's records show no paid flood insurance claims in Comer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Comer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Comer

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Comer itself: aid to households, or repair grants to the City of Comer.

Brought FEMA money into ComerDeclared for Madison County only

2004

Hurricane Ivan

8 households applied for aid $650 aid approved

Madison County has had 9 natural disasters declared since 1953, most often hurricanes and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Comer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Comer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Comer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.