Coleman is calmer than 70% of U.S. communities
Most of the natural-hazard damage FEMA expects in Coleman comes from tornadoes, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Coleman’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Coleman?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 30% of U.S. communities, mostly from tornadoes and inland flooding.
Calmer than 398 of the 674 Georgia towns we cover.
Coleman is smaller than a census tract, so it shares the figures of the tract around its center.
Does Coleman flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Coleman. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Coleman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Randolph County.What Coleman faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Tornadoes
Inland flooding
Hurricanes
Drought
Cold waves
Strong wind
1 federal disaster brought FEMA money to Coleman
Disasters that paid out in Coleman itself (aid to households or repair grants to Coleman) and its biggest flood years.
- 2018Hurricane Michael47 households applied for aid$16K aid approved
Randolph County has had 8 natural disasters declared since 1953, most often hurricanes and tornadoes.
Old photos of Coleman after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Coleman archive →Get ready for what Coleman actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in August–October
The month each of Randolph County’s 8 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Coleman’s own flood-insurance community; household aid to the registrant’s city; repair grants to Coleman.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Coleman.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.