Natural hazards · Colbert

Colbert, GA natural hazards

Most of the natural-hazard damage FEMA expects in Colbert comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colbert?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colbert to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes20%Cold waves11%Earthquakes5%Everything else23%

By hazard

What Colbert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

20% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 49 years in the area

Cold waves

11% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colbert flood?

FEMA's records show no paid flood insurance claims in Colbert.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colbert isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Colbert

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Colbert itself: aid to households, or repair grants to the City of Colbert.

Brought FEMA money into ColbertDeclared for Madison County only

2004

Hurricane Ivan

52 households applied for aid $53K aid approved

Madison County has had 9 natural disasters declared since 1953, most often hurricanes and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colbert is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colbert’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Colbert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.