Natural hazards · Climax

Climax, GA natural hazards

Most of the natural-hazard damage FEMA expects in Climax comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Climax?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Climax to be higher than in 83% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes31%Cold waves10%Tornadoes10%Everything else11%

By hazard

What Climax faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

31% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Cold waves

10% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Climax flood?

FEMA's records show no paid flood insurance claims in Climax.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Climax isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Decatur County.

Disasters that hit Climax

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Climax itself: aid to households, or repair grants to the City of Climax.

Brought FEMA money into ClimaxDeclared for Decatur County only

2018

Hurricane Michael

287 households applied for aid $71K aid approved $6K to the City of Climax for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

7 households applied for aid $35K aid approved

Decatur County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Climax is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Climax’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Climax. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.