Natural hazards · Chatsworth

Chatsworth, GA natural hazards

Most of the natural-hazard damage FEMA expects in Chatsworth comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 31 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chatsworth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chatsworth to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes24%Earthquakes20%Cold waves15%Everything else10%

By hazard

What Chatsworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 93% of U.S. places

Earthquakes

20% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

15% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chatsworth flood?

Every paid claim on a federal flood insurance policy in Chatsworth, from FEMA’s records.

31paid claims since 1990

$568Kpaid to owners

7homes flooded more than once

19902026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chatsworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Murray County.

Disasters that hit Chatsworth

Federal disasters declared here

None of the disasters declared for Murray County shows FEMA aid or repair money reaching Chatsworth itself in FEMA’s records.

Brought FEMA money into ChatsworthDeclared for Murray County only

Murray County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chatsworth covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Chatsworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chatsworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chatsworth total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.