Natural hazards · Cedar Springs

Cedar Springs, GA natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Springs comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Springs?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Springs to be higher than in 84% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes36%Tornadoes9%Cold waves6%Everything else11%

By hazard

What Cedar Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 4 years in the area

Hurricanes

36% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 9 years in the area

Cold waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Springs flood?

FEMA's records show no paid flood insurance claims in Cedar Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Early County.

Disasters that hit Cedar Springs

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cedar Springs itself: aid to households, or repair grants to Cedar Springs.

Brought FEMA money into Cedar SpringsDeclared for Early County only

2018

Hurricane Michael

5 households applied for aid $3K aid approved

Early County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cedar Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.