Natural hazards · Cataula

Cataula, GA natural hazards

Most of the natural-hazard damage FEMA expects in Cataula comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cataula?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cataula to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes10%Lightning8%Everything else18%

By hazard

What Cataula faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 30 years in the area

Lightning

8% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cataula flood?

FEMA's records show no paid flood insurance claims in Cataula.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cataula isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harris County.

Disasters that hit Cataula

Federal disasters declared here

None of the disasters declared for Harris County shows FEMA aid or repair money reaching Cataula itself in FEMA’s records.

Brought FEMA money into CataulaDeclared for Harris County only

Harris County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cataula is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cataula’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cataula. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.