Natural hazards · Carrollton

Carrollton, GA natural hazards

Most of the natural-hazard damage FEMA expects in Carrollton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1980. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Carrollton?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrollton to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Earthquakes8%Cold waves6%Everything else11%
By hazard

What Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Below average · higher than 25% of U.S. places
Recorded about once a year in the area

Tornadoes

28% of expected damage
Well above average · higher than 97% of U.S. places

Earthquakes

8% of expected damage
Above average · higher than 67% of U.S. places

Cold waves

6% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carrollton flood?

Every paid claim on a federal flood insurance policy in Carrollton, from FEMA’s records.

27paid claims since 1980
$4.7Mpaid to owners
4homes flooded more than once
19802026

Biggest named events

  • Early winter storms: 8 claims, $1.8M
  • Late summer storms: 8 claims, $2.2M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.

What’s been done with FEMA grants

14flood-prone properties bought out and cleared
Disasters that hit Carrollton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carrollton itself: aid to households, or repair grants to the City of Carrollton.

Brought FEMA money into CarrolltonDeclared for Carroll County only
2017

Hurricane Irma

$41K to the City of Carrollton for repairs
2015

Severe Storms and Flooding

$998K to the City of Carrollton for repairs
2014

Severe Winter Storm

$59K to the City of Carrollton for repairs
2009

Severe Storms and Flooding

448 households applied for aid $1.0M aid approved $549K to the City of Carrollton for repairs
2008

Severe Storms and Tornadoes

245 households applied for aid $211K aid approved $335K to the City of Carrollton for repairs
2005

Hurricane Katrina Evacuation

$222K to the City of Carrollton for repairs
2004

Hurricane Ivan

18 households applied for aid $12K aid approved $84K to the City of Carrollton for repairs
2000

Severe Winter Storm

$5K to the City of Carrollton for repairs
Carroll County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrollton covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carrollton total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01