Natural hazards · Carnesville

Carnesville, GA natural hazards

Most of the natural-hazard damage FEMA expects in Carnesville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carnesville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carnesville to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding53%Cold waves12%Tornadoes11%Hurricanes5%Everything else18%

By hazard

What Carnesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

11% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 41 years in the area

Hurricanes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 35 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carnesville flood?

FEMA's records show no paid flood insurance claims in Carnesville.

of all homes
are insured

No community discount. Carnesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Carnesville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Carnesville itself: aid to households, or repair grants to the City of Carnesville.

Brought FEMA money into CarnesvilleDeclared for Franklin County only

2004

Hurricane Ivan

15 households applied for aid $26K aid approved

Franklin County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carnesville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carnesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carnesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carnesville total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.