Natural hazards · Carl

Carl, GA natural hazards

Most of the natural-hazard damage FEMA expects in Carl comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carl?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carl to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes19%Strong wind6%Earthquakes6%Lightning6%Everything else13%

By hazard

What Carl faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 61% of U.S. places

Lightning

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carl flood?

FEMA's records show no paid flood insurance claims in Carl.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carl isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barrow County.

Disasters that hit Carl

Federal disasters declared here

None of the disasters declared for Barrow County shows FEMA aid or repair money reaching Carl itself in FEMA’s records.

Brought FEMA money into CarlDeclared for Barrow County only

Barrow County has had 11 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carl is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carl’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carl. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.