Natural hazards · Candler-McAfee

Candler-McAfee, GA natural hazards

Most of the natural-hazard damage FEMA expects in Candler-McAfee comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 38 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Candler-McAfee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Candler-McAfee to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding64%Earthquakes10%Tornadoes8%Cold waves6%Everything else12%

By hazard

What Candler-McAfee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 70% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 59% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Candler-McAfee flood?

Every paid claim on a federal flood insurance policy in Candler-McAfee, from FEMA’s records.

38paid claims since 1980

$278Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 6 claims, $36K
Late summer storms: 6 claims, $92K
Hurricane Dennis: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Candler-McAfee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit Candler-McAfee

Federal disasters declared here

None of the disasters declared for DeKalb County shows FEMA aid or repair money reaching Candler-McAfee itself in FEMA’s records.

Brought FEMA money into Candler-McAfeeDeclared for DeKalb County only

DeKalb County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Candler-McAfee

Candler-McAfee and the towns around it

Very lowLowModerateHighVery high

Candler-McAfeemostly inland floodingModerate

Belvedere Parkmostly inland floodingLow

Panthersvillemostly inland floodingLow

Atlantamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Candler-McAfee covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Candler-McAfee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Candler-McAfee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Candler-McAfee total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.