Natural hazards · Camilla

Camilla, GA natural hazards

Most of the natural-hazard damage FEMA expects in Camilla comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1983. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camilla?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camilla to be higher than in 57% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes32%Tornadoes20%Everything else16%

By hazard

What Camilla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

32% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 27 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camilla flood?

Every paid claim on a federal flood insurance policy in Camilla, from FEMA’s records.

22paid claims since 1983

$200Kpaid to owners

3homes flooded more than once

19832026

Biggest named events

Tropical Storm Alberto: 2 claims, $31K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camilla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mitchell County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

Disasters that hit Camilla

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camilla itself: aid to households, or repair grants to the City of Camilla.

Brought FEMA money into CamillaDeclared for Mitchell County only

2018

Hurricane Michael

1,293 households applied for aid $448K aid approved $478K to the City of Camilla for repairs

2017

Severe Storms, Tornadoes, and Straight-Line Winds

1 household applied for aid

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

122 households applied for aid $238K aid approved $28K to the City of Camilla for repairs

2007

Severe Storms and Tornadoes

2 households applied for aid $63K to the City of Camilla for repairs

2000

Severe Storms/Tornados

$48K to the City of Camilla for repairs

Mitchell County has had 13 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camilla is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camilla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camilla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.