Natural hazards · Calvary

Calvary, GA natural hazards

Most of the natural-hazard damage FEMA expects in Calvary comes from hurricanes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calvary?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calvary to be higher than in 72% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding35%Tornadoes12%Cold waves10%Everything else8%

By hazard

What Calvary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

35% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 12 years in the area

Cold waves

10% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calvary flood?

FEMA's records show no paid flood insurance claims in Calvary.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Calvary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grady County.

Disasters that hit Calvary

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Calvary itself: aid to households, or repair grants to Calvary.

Brought FEMA money into CalvaryDeclared for Grady County only

2018

Hurricane Michael

5 households applied for aid

Grady County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calvary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Calvary’s own flood-insurance community; household aid to the registrant’s city; repair grants to Calvary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.