Natural hazards · Calhoun

Calhoun, GA natural hazards

Most of the natural-hazard damage FEMA expects in Calhoun comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1995. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calhoun?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calhoun to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes22%Cold waves17%Earthquakes8%Strong wind7%Everything else8%

By hazard

What Calhoun faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 87% of U.S. places

Cold waves

17% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Earthquakes

8% of expected damage

Above average · higher than 72% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calhoun flood?

Every paid claim on a federal flood insurance policy in Calhoun, from FEMA’s records.

8paid claims since 1995

$1.1Mpaid to owners

2homes flooded more than once

19952026

Biggest named events

Hurricane Idalia: 3 claims, $914K
Early winter storms: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Calhoun isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gordon County.

Disasters that hit Calhoun

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calhoun itself: aid to households, or repair grants to the City of Calhoun.

Brought FEMA money into CalhounDeclared for Gordon County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

24 households applied for aid $11K aid approved $8K to the City of Calhoun for repairs

2000

Severe Winter Storm

$46K to the City of Calhoun for repairs

Gordon County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calhoun is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Calhoun’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Calhoun. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.