Natural hazards · Bonanza

Bonanza, GA natural hazards

Most of the natural-hazard damage FEMA expects in Bonanza comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2024.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bonanza?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bonanza to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Cold waves14%Everything else17%

By hazard

What Bonanza faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 85% of U.S. places

Cold waves

14% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bonanza flood?

Every paid claim on a federal flood insurance policy in Bonanza, from FEMA’s records.

2paid claims since 2024

$12Kpaid to owners

0homes flooded more than once

20242026

Biggest named events

Hurricane Helene: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bonanza isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clayton County.

Disasters that hit Bonanza

Federal disasters declared here

None of the disasters declared for Clayton County shows FEMA aid or repair money reaching Bonanza itself in FEMA’s records.

Brought FEMA money into BonanzaDeclared for Clayton County only

Clayton County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bonanza covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bonanza’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bonanza. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bonanza total about $761K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.