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Natural hazards in Baconton · FEMA

Baconton’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Baconton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1986. 3 federal disasters brought FEMA money into town.

84Very high riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very high
higher than 84% of U.S. places
Main hazard
Inland flooding
43% of expected damage
Flood claims
9
paid since 1986 · $290K
Disasters paid out here
3
of 13 declared for Mitchell County

What stands out about Baconton’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Baconton flood? Rarely: 9 flood claims since 1986

Every paid claim on a federal flood insurance policy in Baconton, from FEMA’s records.

Paid flood claims, by year
1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 2 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 2 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 3 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 1 claim2025: 0 claims2026: 0 claims 199420092013
19862026
9
paid claims since 1986
$290K
paid to owners
2
homes flooded more than once
$32K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Baconton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mitchell County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Expected damage

How exposed is Baconton?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 84% of U.S. communities, mostly from inland flooding and hurricanes.

Where Baconton sits
Baconton
Very lowLowModerateHighVery high

Rated higher than 634 of the 674 Georgia towns we cover.

Baconton is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding43%Hurricanes24%Tornadoes16%Cold waves6%Everything else11%
By hazard

What Baconton faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

43%of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

24%of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

16%of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 18 years in the area

Cold waves

6%of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

3 federal disasters brought FEMA money to Baconton

Disasters that paid out in Baconton itself (aid to households or repair grants to the City of Baconton) and its biggest flood years.

  1. 2018Hurricane Michael451 households applied for aid$201K aid approved$13K to the City of Baconton for repairs
  2. 2009Severe Storms, Flooding, Tornadoes, and Straight-Line Winds55 households applied for aid$158K aid approved
  3. 2007Severe Storms and Tornadoes25 households applied for aid$55K aid approved
Disasters declared, by decade
Paid out in BacontonMitchell County only

Mitchell County has had 13 natural disasters declared since 1953, most often hurricanes and severe storms.

Were you here?

Old photos of Baconton after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Be ready

Get ready for what Baconton actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in July–September

The month each of Mitchell County’s 13 declared disasters began, since 1953.

1J
2F
2M
1A
M
J
2J
2A
2S
1O
N
D
HurricanesSevere stormsTornadoesDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Baconton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Baconton.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Baconton.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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